Manager 3, Fraud and Risk
Company Overview
Intuit is the global financial technology platform that powers prosperity for the people and communities we serve. With approximately 100 million customers worldwide using products such as TurboTax, Credit Karma, QuickBooks, and Mailchimp, we believe that everyone should have the opportunity to prosper. We never stop working to find new, innovative ways to make that possible.
Job Overview
One out of every two small businesses fails within their first five years, most often due to running out of cash. QuickBooks Capital is on a mission to make a dent in that statistic, by providing small businesses access to the capital they need when they need it, leveraging the data inside QuickBooks for faster and better decisioning. This way, our customers never again have to worry about not making payroll or saying no to a business opportunity. That’s how we power prosperity.
QuickBooks Capital is a nimble and high-priority business unit within Intuit that is looking to reinvent small business borrowing. We are the fastest growing SMB lending business in the market. We are looking for top talents and team members that love new challenges, cracking tough problems and working cross-functionally. If you are looking to join a fast-paced, innovative and incredibly fun team, then we encourage you to apply.
The role as QuickBooks Capital credit risk manager will dive into three main areas to help the business grow:
- Drive new lending business initiatives from the credit risk expert perspective, especially, cash flow based lending products.
- Ensure our loan portfolio is within our risk tolerance while growing the portfolio.
- Partner with our data science and data engineering teams to leverage the latest technology and models to serve our QuickBooks customers’ financing needs
Responsibilities
- Build great ownership and leadership by working collaboratively with business partners (product management, product development, marketing, data engineering, compliance, underwriting team etc.) to design new lending offerings to increase our market share.
- Ensure new product credit underwriting platform and data infrastructure requirements and delivery road maps are robust and complete for product partners.
- Build and lead a high-performing team of credit strategists and analysts to deliver the target risk adjusted returns.
- Partner closely with our marketing, product, data scientist, underwriting, partnership teams to drive customer segmentation, develop innovative credit strategies, and perform portfolio analyses
- Dive deep into our lending portfolio performance and design credit policy proposals that will improve business KPIs
- Leverage cloud data technology to extract insights from extensive transactional data and convert credit risk analyses into actionable business opportunities.
- Develop, deploy, and oversee tests that explore new methodologies and estimate key metrics for our acquisition strategies and credit policy
- Proactively contribute innovative concepts for the creation of new financing products tailored for QuickBooks customers.
Qualifications
- MS/PhD in quantitative fields such as Statistics, Operational Research, Industry Engineering, Economics etc, with 10+ years working experience in lending or fintech related industries.
- 5+ years team management experience in leading a group of risk analysts and data scientists.
- Strong risk related domain knowledge, such as credit bureau attributes and scoring, customer acquisition, scorecard modeling, loan amount assignment, pricing, loss forecasting, or collections
- Tracking records of building new lending related products with data driven solutions.
- Strong business acumen with the ability to build relationships, influence cross functional partners and drive winning results.
- Proven analytical thinker that can leverage excellent communication skills to translate complex quantitative and qualitative data into actionable insights
- Ability to learn fast and work in a fast-paced working environment, and confidence in taking end-to-end ownership of a project
- Proficient in one of the following analytics tools with SQL, such as Python, R, or SAS.
Intuit provides a competitive compensation package with a strong pay for performance rewards approach. The expected base pay range for this position is Bay Area California $233,500-316,000. This position will be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.
Related Content
-
-
GED is a weeklong code-a-thon that brings together Intuit technologists from all over the world to innovate and collaborate on projects they’re passionate about.
-
Intuit has built foundational capabilities for collecting, processing and transforming raw data into a connected mesh of high quality data. Those capabilities are enabling our technologists to build personalized experiences, with speed and at scale, to deliver on our mission to power prosperity around the world
-
Article
Our approach to hybrid work
Intuit embraces a hybrid way of working that brings the best of in-person collaboration and connections together with the flexibility of virtual work.
-
For Intuit, turning data into actionable insights is pivotal to our success in delivering awesome experiences to 100 million customers That’s why we’ve developed an internal generative AI powered tool called Query Kickstart to improve speed to insight by accelerating SQL query authoring for our data workers.
-
Intuit is using generative AI to power our internal developer platforms to enable our software engineers and data workers to be more effective and efficient.
-
4 Ways Intuit helped me start a successful tax career
-
Video
Intuit Academy
Start your career as a remote tax preparer or bookkeeper through our Intuit Academy program. The program consists of self-paced online courses, followed by an exam. Upon passing the exam, you will receive a badge that you can easily display to advance your career in the industry.
-
Blog
Improving Tax Skills
I was ready to up my tax game, that's why I joined Intuit
-
Blog
Career Path
Accelerate Your Career Path Inside Intuit
-
Video
Offices of the future
We're building the workforce and workplace of the future by investing in our sites around the world. This video shows how our office designs and features spark innovation for our global teams.
-
-
-
Building a true platform culture to solve customer problems
-
Blog
Using AI Together
11 Things we've learned about using AI together
-
AI skills to boost your tech career
-
Blog
Intuit Survey
US high school students want financial education at school
-
Blog
Velocity Hacks
Velocity Hacks to work harder not smarter
-
How Intuit helps tax and bookkeeping pros do their best work
-
Blog
Tax Experiences
The Role of AI in Delivering Personalized Tax Experiences
-
Blog
Career Tips
Navigating your career path, tips for engineers
-
Blog
Hybrid Work
How Intuit's hybrid work model is evolving
-
From intern to director; coding is a key aspect of Intuit.
-
Blog
Future of Fintech
How Intuit is shaping the future of fintech
-
Intuit's new tools to improve business finances
-
Blog
AI in 2025
Excitement and skepticism will mark the year ahead, as AI-powered experiences proliferate and customers ultimately decide what’s best for them.
-
Roughly 7,500 participants worked together at Intuit’s biannual week-long event to turn ideas into innovative solutions for approximately 100 million consumer and business customers.
-
Blog
Thomas Ranese as CMO
Intuit Appoints Thomas Ranese as CMO
-
Blog
Meet James Harris
From an Atlanta Barbershop to Intuit’s Strategic Accounts
-
Petagae Butcher on paving a career in tech
-
-
-
Blog
Internal Mobility
Internal Mobility Can Enhance Skill Development
-
-
Israel's top 10 best high tech companies for parents
-
Toronto's inclusive workplace design inspired by indigenous ties
-
At Intuit, you can build AI-powered solutions while shaping a career path that creates unparalleled impact
-
Article
Benefits
We support our employees by offering benefits you need to stay healthy, achieve financial security, and enjoy peace of mind for you and your family.
-
Blog
Intuit introduces Intuit Enterprise Suite to help businesses grow, streamline operations, and scale
We're further expanding mid-market offerings with an all-in-one solution that serves larger and more complex businesses and fuels their growth.
-
To drive continuous AI innovation, businesses should consider three key strategies: rigorous technical reviews, cross-functional AI integration, and structured conflict resolution.
-
Intuit is focused on fostering innovation by encouraging an entrepreneurial mindset among its technologists, allowing them to build and make mistakes, and highlighting the increasing expectations for new graduates entering the tech industry.
-
Intuit's Chief Data Officer, Ashok Srivastava, discusses the company's strategic use of AI and data science to improve financial products, emphasizing employee education and ethical AI practices.
-
Revolutionizing Knowledge Discovery with GenAI to Transform Document Management
-
Building extensible capabilities to elevate developer experience and seamlessly adapt to customers' changing needs have been critical transformations in Intuit's platform journey.
-
ntuit uses AI to empower small business success with personalized data insights and tools that drive growth, emphasizing data privacy and responsible AI to build trust.
-
Uttam Ramamurthy, principal software engineer and one of the first builder catalyst hires at Intuit India, speaks about his interview experience including various assessments—that gives candidates a competitive edge.
Jobs For You
You haven't viewed any jobs yet. Start exploring now to find the perfect opportunity for you!
View all of our available opportunitiesYou haven't saved any jobs yet. Start exploring now to find the perfect opportunity for you!
View all of our available opportunitiesSign Up for Job Alerts
Be the first to find out about open jobs that fit what you're looking for.